Insurance Offences
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Insurance Offences
The Offence
It is an offence to use a motor vehicle on a road or other public place without valid insurance or to let someone else use your vehicle who has no insurance. You would be guilty even if you were not aware that an offence was committed, so you are under a positive duty to check that there is insurance in place.
A motor vehicle does not have to be driven to be used; the term ‘using’ includes a parked or stationary vehicle on a public road, for example during repair.
No offence is committed where the Insurance Company has provided cover but not yet issued the policy.
Potential Penalties
A fine of up to £5000, 6-8 penalty points and discretionary disqualification from driving. If there are aggravating features the Court may also impose a community penalty, such as a community rehabilitation order or curfew order.
If you have driving convictions, points on your license and/or previous accidents and claims, you will need a specialist insurance provider.
Here at The Policy Shop we can help whether you have SP30 (speeding), CD10 (careless driving), IN10 (driving without insurance) or DR10 (drink driving) motoring convictions.
As long as you are aged 19 and over with a Full UK driving license, convicted driver car insurance has never been so easy.
Because of the specialist consideration that we give to your individual circumstances, the price quoted on the website may not be our best, so one of our team will call you back to confirm the details.
Contact
0844 249 5941
9am - 8pm Monday to Friday
9am - 5pm Saturday
Free call back service.
Standard text message charges will apply.
